Tonia Falkowski receives Housing Opportunity Certification!

Our very own Tonia Falkowski has received the Housing Opportunity Certification.  The Program is focused primarily on the Maryland Mortgage Program & the Maryland Home Credit Program.  The other courses that accompany this certification include Federal Programs & National Initiatives, State & Local Programs, At Home with Diversity, and CreditSmart by FreddieMac.

This Certification is very beneficial to Advisors who focus on First Time MD Home Buyers and Low-to-Moderate Income Clients.  The in-depth study of the available Loans, including USDA, FHA, VA, and Conventional, is paired with the HomeReady & HomePossible programs.

Tonia explains that learning more about the Federal & State Programs, such as the MMP & FHLB Grant, were probably the most beneficial aspects of this Certification.  To become familiar with so many programs for her clients to attain their dream of Home Ownership was game changing.  “Now that I can better communicate all of the Programs available to my Buyers, I hope to make the transaction even more seamless.” says Tonia.

Congrats Tonia! To find out more about how Tonia can help you with your real estate needs, see her info below:

Tonia Falkowski, Realtor

138 West Street, Annapolis, MD 21401

Cell: 443.510.0383 email